California Insurance Bad Faith Litigation

Monthly Archives: February 2012

California Insurance Company Duty to Defend (Part Two): Horace Mann Insurance Company v. Barbara B.

Posted in Bad Faith, Duty to Defend, Litigation

I’m continuing my blog series on an insurer’s duty to defend its insured in a third party lawsuit. In my last article I established the general principal that an insurer must defend its insured against a suit that “potentially” seeks damages within the coverage of the policy. (Gray v. Zurich Ins. Co. (1966) 65 Cal.2d… Continue Reading

California Insurance Company Duty to Defend (Part One): Gray v. Zurich Insurance Company

Posted in Bad Faith, Duty to Defend, Litigation

I’m starting a series of blog posts about an insurer’s duty to defend its insured in a third party lawsuit. The general premise of these articles focuses on an insurer’s duty to defend where “potential” coverage exists under a policy. The “potential” for coverage means an insurer must provide a defense to its insured where… Continue Reading

California Insurance Companies Must Defend an Insured Where There is a Potential for Coverage Under an Insurance Policy

Posted in Bad Faith, Duty to Defend, Prosecuting bad faith

California insurance companies have an obligation to their insureds to pay up to the policy limits for covered claims. We call this the duty to “indemnify” for covered claims. The duty to indemnify is what most people think about when they buy insurance coverage. But there’s another duty that does not receive as much attention… Continue Reading

Dude, Where’s the Insurance Company’s Claims Manual?

Posted in Bad Faith, Civil Procedure, Discovery, Litigation, Motions

In most California Insurance Bad Faith lawsuits, the most important document to obtain in discovery is the insurance company’s claims manual. The insurance defense attorney knows how damaging the claims manual can be, and will do everything possible to keep you from getting it. Fortunately, California law is clear that the insurance company’s claims manual… Continue Reading

10 Lessons I Learned About Being a California Trial Attorney in 2011

Posted in Civil Procedure, Discovery, Litigation, Motions

After making the decision to take all of my cases to trial in 2011, here are the important lessons I learned as a California plaintiff’s trial attorney: 1.    Taking each of your cases to trial generally works in your client’s favor. Defense attorneys (and their clients) will offer your clients pennies on the dollar… Continue Reading